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The Silent Crisis: Americans’ Reluctance to Discuss Aging Parents’ Finances

There are few things more taboo than talking about money and death.  But, if you are a parent approaching retirement, it is imperative to have the aging parent money talk with your adult children. Unfortunately, this doesn’t happen as often as it should.  According to a Wells Fargo survey, only 38% of Americans with aging… Continue reading The Silent Crisis: Americans’ Reluctance to Discuss Aging Parents’ Finances

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Don’t Lose Your Match: The Danger of Ignoring Your 401(k) Vesting Schedule

It’s common financial advice – save enough in your 401(k) to get the company match. It’s great advice (after all, who doesn’t want free money?), but it may not be yours to keep should you change jobs or withdraw from your 401(k). This is because each employer match follows its own vesting schedule. And, if… Continue reading Don’t Lose Your Match: The Danger of Ignoring Your 401(k) Vesting Schedule

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Don’t Break the Bank: Tips for Planning Your Family Summer Vacation

Now is the time to plan and save for a family summer vacation. If you wait too much longer, you’ll be too late. This is because Americans are still feeling the need for pent-up “revenge” travel following the pandemic – even with inflation. According to Forbes, “The U.S. Travel Foundation is forecasting an increase in… Continue reading Don’t Break the Bank: Tips for Planning Your Family Summer Vacation

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Is Professional 401(k) Account Management Right for Me?

There’s a lot of talk right now about professional 401(k) account management after the recent info on the Blooom shutdown – how it’s left investors in the dark.  Professional 401(k) account management has been in the news lately with Blooom shutting down services effective November 2022.   The direct-to-consumer retirement robo-adviser platform with more than… Continue reading Is Professional 401(k) Account Management Right for Me?

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Roth 401(k): Here’s What You Need to Know

Planning for retirement includes taking into consideration taxes come retirement. And, to avoid a retirement tax bomb later on, many investors are opting for the 401(k) Roth provision.  If your employer offers a Roth 401(k) provision, you can enroll in both the traditional 401(k) plan and take advantage of the Roth provision, which allows you… Continue reading Roth 401(k): Here’s What You Need to Know

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13 Ways to Avoid Cutting Back on 401(k) Contributions amid Inflation

With inflation sky-high, many Americans are cutting back on 401(k) contributions. Inflation is eating away at our purchasing power. Many of us are stretched too thin even trying to cover basic essentials.  It’s not only forcing us to rethink where we put our money, but it’s also increasing our stress levels about our investments.  A… Continue reading 13 Ways to Avoid Cutting Back on 401(k) Contributions amid Inflation