Blog
January 12, 2026
401(k) Hardship Withdrawals Hit Record Highs
Recent data from Vanguard and Fidelity shows 401(k) hardship withdrawals at record highs as everyday costs rise and savings run thin. Understanding...
January 5, 2026
Holiday Debt Payoff Strategies That Work Fast
One of the fastest ways to pay off holiday debt is to lower your interest rates, use a proven payoff method like...
December 29, 2025
How to Improve Your Finances in 2026 [12-Step Financial Checklist]
To improve your finances in 2026, assess your full financial picture, set achievable goals, automate savings, rebuild your emergency fund, increase your...
December 22, 2025
One of the Best Gifts You Can Give Your Family This Holiday
The best gift you can give your family this holiday is unplugging. Turn off the devices. Connect with each other. The holidays...
December 15, 2025
What’s Hurting Your 401(k) and How to Fix It
According to the Goldman Sachs Retirement Survey & Insights Report 2025, many Americans are struggling to save as basic expenses rise faster...
December 8, 2025
401(k) Balances by Age: Where Do You Stand?
Understanding the average and median 401(k) balance by age helps you see where you really stand. Vanguard’s data shows a wide gap...
December 1, 2025
12 Financial Moves to Start 2026 Strong
As 2025 wraps up, now may be the perfect time to tighten up your finances and set yourself up for a stronger...
November 24, 2025
How to Avoid Holiday Debt: 8 Steps to Stay on Budget
Holiday spending is rising sharply in 2025, with shoppers planning to spend more on gifts and online purchases than last year. This...
November 17, 2025
Retirement 401(k) and IRA Contribution Limits for 2026
Updated: November 2025 According to the IRS (Notice 2025-67, released November 13, 2025), the 401(k) contribution limit will rise to $24,500 for...
November 10, 2025
7 Smart Money Moves to Make before Year-End
The final weeks of the year are more than just holiday prep and family gatherings. They’re also your last chance to make...