For an investor, the only thing guaranteed is changing market conditions. And, we’re seeing a whole lot of it right now. It’s not only the market that’s volatile – gas prices, utilities, and food costs are putting a serious strain on investors’ pocketbooks. And interest rates are going up. The current amount of uncertainty naturally… Continue reading What to Do with Your 401(k) Right Now
People tend to associate Independence Day with outside fun, but what happens if the weather is calling for a rainy 4th of July? Sure, it’s disappointing. You probably had plans to grill out, play in the pool, and watch fireworks. What are you supposed to do on a rainy 4th of July? You still celebrate! … Continue reading 7 Ways to Save a Rainy 4th of July Celebration
We’re halfway through 2022, which means it’s the perfect time to review your financial checklist for the third quarter. At this point in the year, you can assess how you have been doing financially. And you still have time to make improvements to finish the year strong. 2022 is already proving to be a volatile… Continue reading Financial Checklist for the Third Quarter 2022
With volatile markets and soaring inflation, can you still boost 401(k) savings in your 50s? You bet you can. And you don’t have to invest a ton more to do it. Obviously, if you really want to boost 401(k) savings in your 50s, the solution is to contribute the maximum this year and every year… Continue reading 5 Things That May Boost 401(k) Savings in Your 50s
It’s easy to overspend during the summer months, which is why it is the perfect time to teach kids to budget. Vacations, entertainment, and endless snacks at the pool add up to a pretty penny. Instead of going into debt trying to treat your kids to the perfect summer vacation, use the time to show… Continue reading 17 Easy Ways to Teach Kids to Budget This Summer
Experts anticipate 2022 vacation spending to be even higher than pre-pandemic years. In fact, according to Tripadvisor, “In the United States, 2022 leisure travel intent is up 8 percentage points (pp) compared to 2019, with 71% saying they are likely to travel for leisure in 2022. […] American travelers are expected to spend 29% more… Continue reading 15 Tips for Saving on 2022 Vacation Spending
Retirement savings are important, but there are times when it’s best to put money talk aside and focus on what really matters – our family, friends, and freedom. The weather is getting warmer, and summer vacation is getting closer, which is why Memorial Day is often celebrated as the unofficial start of summer. And what… Continue reading Memorial Day Backyard BBQ Activities [Recipes Included]
If you really want to boost 401(k) retirement savings, the obvious solution is to save more. But that’s easier said than done: otherwise, more people would be on track for a better retirement. There’s a retirement crisis in America that’s been brewing long before the pandemic hit. According to the June 2021 National Retirement Risk… Continue reading 8 Ways to Boost 401(k) Retirement Savings Right Now
If you have an IRS check headed your way soon, chances are, you already know how you’re going to use your tax refund for 2022. Sure, upgrading your appliances would be amazing. Or taking that trip abroad. Before you spend the money, we encourage you to think about your financial future for a moment. Americans… Continue reading 3 Ways to Use Your Tax Refund for 2022
Many workers who save a portion of each paycheck in their 401(k) and receive a matching contribution from their employer often wait years before the money is fully theirs. Some don’t see any employer matching dollars because they leave the company too soon. If you don’t want to lose your company’s 401(k) match, it’s critical… Continue reading 401(k) Vesting Schedule: How It Works and Why You Should Care
