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Category: General Blog

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Should I Prioritize Retirement Savings over My Kids’ College Tuition?

As parents, we make it our goal to take care of our children, protect them from harm, and help them succeed. So, it is no surprise many parents are unsure if they should put their retirement savings over kids’ college tuition or vice versa. Especially when you consider the rising rates of college tuition. Consider… Continue reading Should I Prioritize Retirement Savings over My Kids’ College Tuition?

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Prepare for a Financial Emergency Using These 5 Simple Steps

While we all know the importance of preparing for a financial emergency, the truth is, most people are not prepared. According to Bankrate’s Financial Security Index, “Just four in 10 U.S. adults (41 percent) would cover the cost of a $1,000 car repair or emergency room visit using savings.”¹  The issue is many financial emergencies… Continue reading Prepare for a Financial Emergency Using These 5 Simple Steps

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11 Ways to Improve Financial Literacy

4 in 7 Americans are financially illiterate, according to Walden University – and that’s a serious problem.¹ Financial literacy is understanding financial concepts, including but not limited to budgeting, saving, paying off debt, and investing. Those who demonstrate financial literacy often find it easier to enjoy financial well-being. Not only do these individuals meet their… Continue reading 11 Ways to Improve Financial Literacy

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Why Cybersecurity Risks Are on the Rise and What to Do about It

As if the virus that took down the world in 2020 wasn’t enough, digital viruses suddenly rose with cybersecurity risks at an all-time high. According to Cybercrime Magazine, “If it were measured as a country, then cybercrime – which is predicted to inflict damages totaling $6 trillion USD globally in 2021 – would be the… Continue reading Why Cybersecurity Risks Are on the Rise and What to Do about It

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9 401(k) Myths Exposed

A 401(k) is a powerful investment vehicle. However, there is a lot of misinformation surrounding them. Buying into one or more of these common 401(k) myths may cost you a lot more than you bargained for come retirement.  Keep reading for 9 401(k) myths exposed.  #1 Your Employer Takes Care of Your 401(k) for You… Continue reading 9 401(k) Myths Exposed

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10 Fun Fourth of July Family Traditions to Embrace

At Thanksgiving, families eat turkey. At Easter, families hunt eggs. What are the Fourth of July family traditions and why do they matter? According to Very Well Family, “Traditions can provide families with a sense of identity and belonging. They can inspire positive feelings and memories upon which family members can reminisce. Family traditions also… Continue reading 10 Fun Fourth of July Family Traditions to Embrace

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The State of Retirement In America: How Do You Measure Up?

Saving for retirement may be a personal endeavor, and there’s no one-size-fits-all strategy, but it’s important to understand where you measure up.  Take a moment to review the stats below, see where you measure up, and discover 6 ways to save today for a better retirement tomorrow.  Americans Are Working Longer  Whether they want to… Continue reading The State of Retirement In America: How Do You Measure Up?

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4 Ways to Potentially Maximize Your 401(k) Company Match

The 401(k) company match is a powerful tool that may help you maximize your 401(k) retirement income – without contributing any additional money of your own. It’s basically free money for your future.  How much you receive depends on the terms of your 401(k) plan. Many employers match a percentage of employee contributions, up to… Continue reading 4 Ways to Potentially Maximize Your 401(k) Company Match