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Category: General Blog

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What Every Investor over 55 Needs to Know about the SECURE Act

The new SECURE Act legislation aims to strengthen retirement security for Americans and combat the retirement crisis.  Pensions have all but disappeared. Social Security is uncertain.  People are now largely responsible for their retirement savings.  Yet, only 20% have saved 5% or less of their annual income, and less than one-third of Americans have saved… Continue reading What Every Investor over 55 Needs to Know about the SECURE Act

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10 Ways the SECURE Act Is Changing the Future of Retirement

The SECURE Act is changing the future of retirement. The law, otherwise known as Setting Every Community Up for Retirement Enhancement, passed on December 20, 2019, when it was signed into law by President Trump. It went into effect January 1 this year.¹  This new legislation aims to strengthen retirement security for Americans.  According to… Continue reading 10 Ways the SECURE Act Is Changing the Future of Retirement

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What Every Investor Needs to Know about Rebalancing a 401(k)

If you are like many working Americans with a 401(k), rebalancing your 401(k) is probably not one of your top priorities. You have better things to think about. We get it.  But, what if we told you that by failing to rebalance, you are essentially turning your investments (and your future retirement income) over to… Continue reading What Every Investor Needs to Know about Rebalancing a 401(k)

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How to Easily Boost Retirement Savings This Year

The best way to easily boost retirement savings this year is to maximize your contribution limits.  However, for many Americans, this isn’t always an option due to credit card debt, student loans, cost of living, and other financial obligations.  The good news is you can save more for retirement without struggling or eating Ramen.  Keep… Continue reading How to Easily Boost Retirement Savings This Year

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What Every Investor Needs to Know about 401(k) Vesting

401(k) vesting is an important concept all investors should understand. Knowing what vesting is, how it works, and what type of vesting schedule you have will help you make smart decisions when it comes to your 401(k) because you don’t always own your employer matching dollars right away.  What Is 401(k) Vesting?   Vesting simply… Continue reading What Every Investor Needs to Know about 401(k) Vesting

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Women Are Out-Saving Men for Retirement – So Why Do They Retire With Less?

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Can I Open a Roth IRA for My Child? What Parents Should Know

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Can I Open a Roth IRA for My Child? What Parents Should Know