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Category: General Blog

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Financial Checklist for 2020: Make This the Year to Reach Financial Goals

If you want to start the New Year off right and reach your financial goals, check out this financial checklist for 2020.  #1 Set Short- and Long-Terms Goals for 2020   This comes first on our financial checklist for 2020 because, if you don’t have a plan, rarely will you reach your goals.  If you… Continue reading Financial Checklist for 2020: Make This the Year to Reach Financial Goals

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How to Plan for Large Purchases in 2020 [How They Did It]

Planning for large purchases can be daunting.  Especially if you have other pressing expenses such as a mortgage or rent payments, student loan and credit card debts, and healthcare and childcare expenses.  If you’re scratching your head wondering how to plan for large purchases in the coming year, you aren’t alone.  Keep reading for real-life… Continue reading How to Plan for Large Purchases in 2020 [How They Did It]

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New Retirement Plan Contribution Limits for 2020

The IRS recently announced new retirement plan contribution limits for 2020, which means you have the opportunity to save even more next year.¹ With company pensions disappearing and the future of Social Security unknown, Americans are now more responsible than ever to ensure they are set for retirement.  Whether it’s a 401(k), Individual Retirement Account… Continue reading New Retirement Plan Contribution Limits for 2020

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9 Ways to Keep Holiday Spending under Control This Year

It’s hard not to get caught up in the holiday spirit of giving and keep holiday spending under control. Holiday retail sales are expected to increase this year between 3.8% and 4.2% over 2018 and total around $730 billion, according to the National Retail Federation.¹ Consumers will spend an average of $1,047.83 per person. Specifically…… Continue reading 9 Ways to Keep Holiday Spending under Control This Year

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The #1 Correctable Behavior Studies Repeatedly Show Improves 401(k) Performance by 3%

What’s the one correctable behavior–when done four times a year–that studies show may improve 401(k) performance by 3% 6 ?  It doesn’t require you to contribute more each paycheck…  Nor do you have to inject a large sum of cash into your 401(k)… It’s as simple as properly rebalancing your 401(k) four times a year. … Continue reading The #1 Correctable Behavior Studies Repeatedly Show Improves 401(k) Performance by 3%

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With Pensions Disappearing, 401(k)s Are the New Foundation for Retirement

As pension freezes and cancelations of retiree healthcare benefits continue to make headlines, now more than ever, your 401(k) needs to be your foundation for retirement.  The days of our grandparents’ three-legged stool of retirement are gone.  No longer is the pension the foundation, followed by Social Security, and last, personal savings.   You now have… Continue reading With Pensions Disappearing, 401(k)s Are the New Foundation for Retirement

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One Simple Way to Boost Retirement Savings without Contributing More

Funding the maximum contribution to your 401(k) or IRA isn’t the only way to boost retirement savings.  Yes, consistently contributing as much as you can–and starting as early as possible–makes a huge difference in your retirement lifestyle.  However, there’s one simple thing that may potentially have a significant impact on your retirement savings… Seeking third-party… Continue reading One Simple Way to Boost Retirement Savings without Contributing More