Holiday burnout: We always say we won’t let it happen to us another year, yet every year, we find ourselves worn out. Holiday burnout is a real thing, with 1 in 3 Americans experiencing it by mid-December.¹ Consider the following results from a survey by JoyOrganics:² 88% of Americans feel the holiday season is the… Continue reading 10 Ways to Avoid Holiday Burnout
With inflation sky-high, many Americans are cutting back on 401(k) contributions. Inflation is eating away at our purchasing power. Many of us are stretched too thin even trying to cover basic essentials. It’s not only forcing us to rethink where we put our money, but it’s also increasing our stress levels about our investments. A… Continue reading 13 Ways to Avoid Cutting Back on 401(k) Contributions amid Inflation
The current inflation rate in the United States is 8.2%, so it is not surprising that people are feeling anxious about the future. So anxious that many are no longer contributing to their 401(k)s. Given the current prices of food, gas, and shelter, it’s easy to see why people make this 401(k) mistake during inflation.… Continue reading Don’t Make This 401(k) Mistake during Inflation
Big increases are coming to retirement plan contributions for 2023, which means you can save a lot more for retirement next year. The 2023 IRS contribution limit increases were anticipated given the recent inflation rates – the highest in four decades. Keep reading below to find out exactly how much you can contribute for 2023… Continue reading Big Increases to Retirement Plan Contribution Limits for 2023
Cybercrime is growing at an alarming rate with almost 850,000 reports to the FBI in 2021 alone.¹ Those are just the ones reported! Imagine how many more go unreported. October may be Cybersecurity Awareness Month, but personal cybersecurity should always be at the forefront of our minds. The problem is that the number of incidents… Continue reading Personal Cybersecurity in 2022: What You Need to Know
For most of our lives, the holiday shopping season has run from Black Friday to Christmas Eve. But those days are done. Just walk into a Hobby Lobby, and you’ll be greeted by Christmas decorations in September. It may drive you crazy to see “Christmas” everywhere before Halloween, but it is risky to wait to… Continue reading Early Holiday Shopping Tips for 2022
There’s no denying the 3rd quarter wasn’t pretty. It culminated in one of the worst Septembers in a long time with the worst Dow performance for a month since 2002, and the worst S&P 500 performance since 2008. Times like this are when you have to guard against making emotional decisions and try to transfer… Continue reading Market Commentary for Q4: What It Means for Your 401(k)
With the end of the year now in sight, there are 7 fourth quarter 401(k) tips that may help you maximize your account performance. Don’t just sit back and leave your retirement future to chance. Take a moment to read the article below and then take action before the end of the year! #1 Review… Continue reading Fourth Quarter 401(k) Tips: Moves to Make Now
If you’re one of the millions of people who recently left a job, there’s one thing that’s worse than leaving behind your 401(k) with a past employer – and that is making a very costly 401(k) rollover mistake. More than 4 million people have left their jobs each month in the U.S. so far in… Continue reading The #1 401(k) Rollover Mistake – Avoid This at All Costs
If you’re thinking about making a 401(k) withdrawal right now to pay off high-interest debt, help make ends meet, or have extra cash on hand, you may want to think again. Or at least educate yourself on the possible consequences, so you make the move with eyes wide open. Keep reading to find out the… Continue reading Why a 401(k) Withdrawal Should Be Your Last Resort
