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The #1 Correctable Behavior Studies Repeatedly Show Improves 401(k) Performance by 3%

What’s the one correctable behavior–when done four times a year–that studies show may improve 401(k) performance by 3% 6 ?  It doesn’t require you to contribute more each paycheck…  Nor do you have to inject a large sum of cash into your 401(k)… It’s as simple as properly rebalancing your 401(k) four times a year. … Continue reading The #1 Correctable Behavior Studies Repeatedly Show Improves 401(k) Performance by 3%

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With Pensions Disappearing, 401(k)s Are the New Foundation for Retirement

As pension freezes and cancelations of retiree healthcare benefits continue to make headlines, now more than ever, your 401(k) needs to be your foundation for retirement.  The days of our grandparents’ three-legged stool of retirement are gone.  No longer is the pension the foundation, followed by Social Security, and last, personal savings.   You now have… Continue reading With Pensions Disappearing, 401(k)s Are the New Foundation for Retirement

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One Simple Way to Boost Retirement Savings without Contributing More

Funding the maximum contribution to your 401(k) or IRA isn’t the only way to boost retirement savings.  Yes, consistently contributing as much as you can–and starting as early as possible–makes a huge difference in your retirement lifestyle.  However, there’s one simple thing that may potentially have a significant impact on your retirement savings… Seeking third-party… Continue reading One Simple Way to Boost Retirement Savings without Contributing More

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6 Questions to Ask Before Signing Up for a 401(k) Plan

If you have a new employer, and they offer a workplace retirement account, there are important questions to ask before signing up for a 401(k) plan. Each 401(k) plan is unique, which is why it’s important to find out about the details of your company’s plan as well as your options.  It’s critical you know… Continue reading 6 Questions to Ask Before Signing Up for a 401(k) Plan

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4 Ways to Maximize 401(k) Savings

It’s not enough to simply save. If you want the retirement lifestyle you desire, you have to maximize your 401(k) savings.  According to a newly published report, Americans are contributing more to their 401(k)s than in previous years.  Fidelity® 2019 Retirement Analysis reports the average 401(k) balance saw a 2% increase from $103,700 in Q1… Continue reading 4 Ways to Maximize 401(k) Savings

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7 401(k) Mistakes Every Investor Should Avoid

Whether retirement is a few years or decades away, it’s important that investors do what they can to maximize their 401(k) account performance. Here are 7 401(k) mistakes investors should avoid if they want to potentially have more income at retirement.     #1 Not Regularly Reading Your 401(k) Statements   Many employees are apathetic about… Continue reading 7 401(k) Mistakes Every Investor Should Avoid

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The Real Cost of Retirement: 4 Most Underbudgeted Retirement Expenses

Planning for the type of retirement lifestyle you want is important so you don’t retire and realize you’ve underbudgeted retirement expenses.  Depending on the retirement lifestyle you want and can afford, some expenses will go down, while others may go up.  For example, if you downsize or move to a less expensive city, your housing… Continue reading The Real Cost of Retirement: 4 Most Underbudgeted Retirement Expenses

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9 Financial Mistakes Women Should Avoid to Ensure Financial Security

Financial mistakes happen to everyone, but some can cause serious financial troubles that lead to daily struggle and a less than comfortable retirement. Here are 9 financial mistakes women should avoid to ensure financial security…   #1 Not Thinking of Retirement Sooner Saving for retirement is a long game. The sooner you start, the better… Continue reading 9 Financial Mistakes Women Should Avoid to Ensure Financial Security