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How to Easily Boost Retirement Savings This Year

The best way to easily boost retirement savings this year is to maximize your contribution limits.  However, for many Americans, this isn’t always an option due to credit card debt, student loans, cost of living, and other financial obligations.  The good news is you can save more for retirement without struggling or eating Ramen.  Keep… Continue reading How to Easily Boost Retirement Savings This Year

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What Every Investor Needs to Know about 401(k) Vesting

401(k) vesting is an important concept all investors should understand. Knowing what vesting is, how it works, and what type of vesting schedule you have will help you make smart decisions when it comes to your 401(k) because you don’t always own your employer matching dollars right away.  What Is 401(k) Vesting?   Vesting simply… Continue reading What Every Investor Needs to Know about 401(k) Vesting

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6 Possible Ways to Maximize 401(k) Performance in 2020

With the New Year comes the desire to do more, be better, live healthier, and, yes, even contribute more to retirement savings. If you’re wanting to see your savings grow, keep reading for 6 possible ways to maximize your 401(k) performance in 2020. #1 Become an Engaged Investor    Too many people don’t understand what… Continue reading 6 Possible Ways to Maximize 401(k) Performance in 2020

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Financial Checklist for 2020: Make This the Year to Reach Financial Goals

If you want to start the New Year off right and reach your financial goals, check out this financial checklist for 2020.  #1 Set Short- and Long-Terms Goals for 2020   This comes first on our financial checklist for 2020 because, if you don’t have a plan, rarely will you reach your goals.  If you… Continue reading Financial Checklist for 2020: Make This the Year to Reach Financial Goals

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How to Plan for Large Purchases in 2020 [How They Did It]

Planning for large purchases can be daunting.  Especially if you have other pressing expenses such as a mortgage or rent payments, student loan and credit card debts, and healthcare and childcare expenses.  If you’re scratching your head wondering how to plan for large purchases in the coming year, you aren’t alone.  Keep reading for real-life… Continue reading How to Plan for Large Purchases in 2020 [How They Did It]

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New Retirement Plan Contribution Limits for 2020

The IRS recently announced new retirement plan contribution limits for 2020, which means you have the opportunity to save even more next year.¹ With company pensions disappearing and the future of Social Security unknown, Americans are now more responsible than ever to ensure they are set for retirement.  Whether it’s a 401(k), Individual Retirement Account… Continue reading New Retirement Plan Contribution Limits for 2020

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9 Ways to Keep Holiday Spending under Control This Year

It’s hard not to get caught up in the holiday spirit of giving and keep holiday spending under control. Holiday retail sales are expected to increase this year between 3.8% and 4.2% over 2018 and total around $730 billion, according to the National Retail Federation.¹ Consumers will spend an average of $1,047.83 per person. Specifically…… Continue reading 9 Ways to Keep Holiday Spending under Control This Year

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The #1 Correctable Behavior Studies Repeatedly Show Improves 401(k) Performance by 3%

What’s the one correctable behavior–when done four times a year–that studies show may improve 401(k) performance by 3% 6 ?  It doesn’t require you to contribute more each paycheck…  Nor do you have to inject a large sum of cash into your 401(k)… It’s as simple as properly rebalancing your 401(k) four times a year. … Continue reading The #1 Correctable Behavior Studies Repeatedly Show Improves 401(k) Performance by 3%