Saving for retirement is critical, but many in their 20s and early 30s put it off. It’s easy to see why. It’s not cheap to build a new life, buy a home, or start a family. Add in inflation, the high cost of housing, and rising interest rates, and it is understandable why many in… Continue reading Saving for Retirement When You Are In Your 20s
June 19, 2023 In Uncategorized And just like that, we are halfway through 2023. If only there were a Q3 personal finance to-do list you could consult… Based on the title of this article, it’s easy to see you’ve come to the right place for Q3 personal finance tips. Now that we have reached the… Continue reading Q3 Personal Finance To-Do List
May 29, 2023 In Uncategorized Summer is expensive for parents, which is why it is the perfect time to teach kids about money. With kids out of school, parents have to either spend money on childcare, camps, or entertainment. It adds up. Fast. Pre-pandemic, families were already spending quite a bit during the summer months.… Continue reading 15 Fun Ways to Teach Kids about Money This Summer
May 8, 2023 Contrary to what most experts advise, there are times when it may not make sense to roll over your 401(k). We even advise most investors against leaving behind an old 401(k). However, there is an IRS rule that – if you qualify – may help you have more money and avoid penalties… Continue reading When It May Not Make Sense to Roll Over Your 401(k)
Now is the time to plan and save for a family summer vacation. If you wait too much longer, you’ll be too late. This is because Americans are still feeling the need for pent-up “revenge” travel following the pandemic – even with inflation. According to Forbes, “The U.S. Travel Foundation is forecasting an increase in… Continue reading Don’t Break the Bank: Tips for Planning Your Family Summer Vacation
The holiday season is stressful, but you’ve still got time to rein in the crazy and enjoy a stress-free Christmas. Instead of rushing around and trying to create as many magical memories as possible, treat this day like the finish line. You’ve made it. You survived the hustle and bustle, and now it is time… Continue reading 10 Tips for a Stress-Free Christmas
There’s a lot of talk right now about professional 401(k) account management after the recent info on the Blooom shutdown – how it’s left investors in the dark. Professional 401(k) account management has been in the news lately with Blooom shutting down services effective November 2022. The direct-to-consumer retirement robo-adviser platform with more than… Continue reading Is Professional 401(k) Account Management Right for Me?
Planning for retirement includes taking into consideration taxes come retirement. And, to avoid a retirement tax bomb later on, many investors are opting for the 401(k) Roth provision. If your employer offers a Roth 401(k) provision, you can enroll in both the traditional 401(k) plan and take advantage of the Roth provision, which allows you… Continue reading Roth 401(k): Here’s What You Need to Know
There is always a big push to give back during the holiday season. And sometimes the pressure to do so can be overwhelming. You might be worried about not having enough extra time or money, but there are countless ways to give back this holiday season. This makes it easy to pick and choose what… Continue reading 25 Ways to Give Back This Holiday Season
Holiday burnout: We always say we won’t let it happen to us another year, yet every year, we find ourselves worn out. Holiday burnout is a real thing, with 1 in 3 Americans experiencing it by mid-December.¹ Consider the following results from a survey by JoyOrganics:² 88% of Americans feel the holiday season is the… Continue reading 10 Ways to Avoid Holiday Burnout
