Insurance Services

Advisory Services

Category: General Blog

Published
Categorized as General Blog

The Real Cost of Retirement: 4 Most Underbudgeted Retirement Expenses

Planning for the type of retirement lifestyle you want is important so you don’t retire and realize you’ve underbudgeted retirement expenses.  Depending on the retirement lifestyle you want and can afford, some expenses will go down, while others may go up.  For example, if you downsize or move to a less expensive city, your housing… Continue reading The Real Cost of Retirement: 4 Most Underbudgeted Retirement Expenses

Published
Categorized as General Blog

9 Financial Mistakes Women Should Avoid to Ensure Financial Security

Financial mistakes happen to everyone, but some can cause serious financial troubles that lead to daily struggle and a less than comfortable retirement. Here are 9 financial mistakes women should avoid to ensure financial security…   #1 Not Thinking of Retirement Sooner Saving for retirement is a long game. The sooner you start, the better… Continue reading 9 Financial Mistakes Women Should Avoid to Ensure Financial Security

Published
Categorized as General Blog

Avoid These 4 Irreversible and Costly 401(k) Rollover Mistakes

It’s important to know the irreversible and costly 401k rollover mistakes if you want the greatest potential of money in retirement.  If you have recently changed to a new employer or you left that job years ago, it’s likely you have some 401(k) retirement savings that accumulated while at your former job.  Regardless of how… Continue reading Avoid These 4 Irreversible and Costly 401(k) Rollover Mistakes

Published
Categorized as General Blog

Data Breaches: 6 Things Consumers Can Do to Protect Privacy and Online Data

Data breaches are terrifying. They are unpredictable and unavoidable. They make us feel vulnerable, powerless, and uneasy. But there are things consumers can do to protect privacy and online data.  The Capital One data breach is the latest to hit the news.  In late July, Capital One announced a data breach that affected 100 million… Continue reading Data Breaches: 6 Things Consumers Can Do to Protect Privacy and Online Data

Published
Categorized as General Blog

3 Ways to Alleviate Retirement Savings Stress and Meet Goals

Saving and investing for retirement cause stress and anxiety for many Americans. If you’re concerned you aren’t saving enough or aren’t making the best investment choices, keep reading for 3 ways to alleviate retirement savings stress and meet your goals.  #1 Put a Retirement Saving Plan in Place If you’re currently saving for retirement and… Continue reading 3 Ways to Alleviate Retirement Savings Stress and Meet Goals

Published
Categorized as General Blog

What Happened to the Three-Legged Stool of Retirement?

The three-legged stool of retirement is a term the financial industry once used to describe the three common sources of income that, when combined, would provide people a secure retirement.  The three legs are… Social Security  Pensions Personal Savings  Much like a stool, each financial leg was meant to carry its weight to support people… Continue reading What Happened to the Three-Legged Stool of Retirement?

Published
Categorized as General Blog

Retirement Crisis in America: Why Are So Many People Unprepared for Retirement?

There is a growing retirement crisis in America. Financial experts are alarmed, and even Congress has taken up legislation to “fix it.”  According to a Bankrate survey earlier this year, one in five American adults have nothing saved for retirement or emergencies.  20 percent of Americans have saved 5 percent or less of their annual… Continue reading Retirement Crisis in America: Why Are So Many People Unprepared for Retirement?

Published
Categorized as General Blog

5 Things 401(k) Investors Can Do in 3rd Quarter to Maximize Retirement Savings

We’re halfway through the year…a time when many investors wonder what they can do in 3rd quarter to maximize 401(k) retirement savings.  Which makes it a perfect time to review your 401(k) or other workplace retirement plans…and any other savings goals you set for yourself in 2019. If you’re on target, great! If you’re behind,… Continue reading 5 Things 401(k) Investors Can Do in 3rd Quarter to Maximize Retirement Savings

Published
Categorized as General Blog

The Most Common Misconception That’s Disconnecting Investors from 401(k) Retirement Savings

If you’ve ever found yourself saying or thinking, “I thought my company took care of my 401(k) for me. I don’t need to do anything,” you’re going to want to keep reading.  This belief–whether it’s concerning your current or past employer–is all too common among 401(k) investors.  And it’s one that’s disconnecting investors like you… Continue reading The Most Common Misconception That’s Disconnecting Investors from 401(k) Retirement Savings