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New Retirement Study: Why So Many Recent Retirees Have Regrets

More than half of recent retirees say they regret how they saved, and only 2 in 5 feel on track with their original retirement plan. See what the data reveals and how to stress-test your 401(k) strategy before retirement begins.   What’s Really Happening to Recent Retirees? There’s a gap between how retirement is supposed… Continue reading New Retirement Study: Why So Many Recent Retirees Have Regrets

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401(k) Tax Implications for 2026: What You Need to Know

A 401(k) can offer powerful tax advantages, but understanding how contributions, growth, and withdrawals are taxed is essential. Traditional 401(k)s lower your taxable income today, while Roth 401(k)s provide tax-free withdrawals later. Knowing the difference may help you keep more of your retirement savings.   Key Takeaways Traditional 401(k) contributions reduce your taxable income today,… Continue reading 401(k) Tax Implications for 2026: What You Need to Know

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Is Professional 401(k) Management Worth It in 2026?

Professional 401(k) management may help investors navigate higher contribution limits, market volatility, and rising complexity in 2026. This article explains what’s changed, how personalized management differs from robo-advisors, and why working with a fiduciary may help improve long-term retirement outcomes.   What’s Changed in 2026: Why This Matters Now For 2026, the maximum 401(k) contribution… Continue reading Is Professional 401(k) Management Worth It in 2026?

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How To Increase Your Retirement Contributions

Summary Increasing your 401(k) contributions can be one of the most effective ways to strengthen your retirement outlook. Even small increases may significantly boost long-term savings, reduce taxes, and help close the gap between where most investors are today and where they need to be.   Why Increasing 401(k) Contributions Matters The Power of Compounding… Continue reading How To Increase Your Retirement Contributions

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12 Most Common Employee 401(k) Questions

Most employees don’t fully understand how their 401(k) works. This guide answers the most common 401(k) questions for 2026 – from contribution limits and employer matching to fees, vesting, Roth options, and withdrawals – so you can avoid costly mistakes and make smarter decisions with your retirement savings.   #1 How Much Can I Contribute… Continue reading 12 Most Common Employee 401(k) Questions

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The Rise of 401(k) Millionaires: How to Catch Up

401(k) balances are climbing, and more Americans than ever are reaching a major milestone: becoming 401(k) millionaires. According to recent Fidelity data, the number of 401(k) accounts with balances over $1 million has soared to a record 595,000 in June 2025  – a 16% increase from the end of March 2025.¹ So, how are people… Continue reading The Rise of 401(k) Millionaires: How to Catch Up

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Is It Smart to Stop 401(k) Contributions to Pay Off Debt?

If you’re overwhelmed by high-interest debt, you might wonder: Should I stop 401(k) contributions to pay off debt? This is a deeply personal question and one without a one-size-fits-all answer. Debt can feel like a weight dragging your finances down.  And with high-interest rates, the cost of carrying credit card balances, personal loans, or even… Continue reading Is It Smart to Stop 401(k) Contributions to Pay Off Debt?

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Alternative Assets in 401(k)s: Big Changes Ahead?

As retirement plan rules continue to evolve, one area drawing attention is the inclusion of alternative assets in 401(k) plans. In early August 2025, the White House released an executive order that has pushed this issue further into the spotlight.  The order calls for improved access to alternative investments in retirement plans, along with increased… Continue reading Alternative Assets in 401(k)s: Big Changes Ahead?

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8 Life Events That May Require You to Revisit Your 401(k) Strategy

Your 401(k) shouldn’t be a “set it and forget it” investment. While automation makes saving for retirement easier, it doesn’t mean your account should be left untouched for years. Life happens. Big changes in your career, finances, or family life may affect your retirement goals more than you realize.  That’s why we believe it’s important… Continue reading 8 Life Events That May Require You to Revisit Your 401(k) Strategy

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Should I Rebalance My 401(k) Mid-Year?

Mid-year is a common time for people to reassess their finances – including their 401(k) strategy. From market changes to personal life events, the second half of the year often brings new information that could affect how investment allocations align with your goals and risk tolerance. One option some investors consider during these reviews is… Continue reading Should I Rebalance My 401(k) Mid-Year?