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Category: General Blog

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College Savings Mistakes to Avoid [What to Do Instead]

Far too often, parents prioritize college savings over retirement savings. While many believe they are doing the right thing helping their children avoid financial misery, they fail to realize that prioritizing college savings over retirement leads to more than one generation struggling financially. It’s becoming more common for parents and grandparents to take out loans… Continue reading College Savings Mistakes to Avoid [What to Do Instead]

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Are These 401(k) Myths Costing You Money?

401(k) plans are a valuable tax-advantaged retirement savings tool for many Americans.  With it often being the largest retirement asset investors own, it’s critical investors understand how to maximize savings so they earn and keep more to enjoy during retirement.  The problem is many 401(k) myths keep investors from doing just that.  They think they… Continue reading Are These 401(k) Myths Costing You Money?

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20 Cybersecurity Tips: Protect Yourself in 2022

With cybercrime on the rise, and the threat of it increasing as a form of warfare, it’s critical we do what we can to protect our personal data and bank accounts.  At press time, Russia has invaded Ukraine, and they have already launched cyberattacks on Ukrainian banks and government websites. According to U.S. intelligence reports,… Continue reading 20 Cybersecurity Tips: Protect Yourself in 2022

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What Happens If I Leave My Job with a 401(k) Loan?

401(k) loans are attractive because you don’t need to have good credit, you enjoy low interest rates, and you pay interest to yourself instead of a creditor.  However, if you don’t take time to understand the details, it may end up costing you more than you bargained for and hurt your retirement savings – especially… Continue reading What Happens If I Leave My Job with a 401(k) Loan?

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Saving for Retirement vs. College: Which Is the Best Choice?

College costs are rising, and many parents are worried about their children taking on student loan debt. And, many are likely weighing saving for retirement vs. college.  A 2021 report by Student Loan Hero reports, “Americans owe over $1.71 trillion in student loan debt, spread out among about 44.7 million borrowers.”¹  Of 44.7 million borrowers,… Continue reading Saving for Retirement vs. College: Which Is the Best Choice?

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Market Commentary for Q1: What Every Investor Needs to Know

If you’re concerned about your investments and the current market conditions for early 2022, you aren’t alone. The best way to avoid making costly financial mistakes is to understand what’s going on and the underlying factors at play.  In this post (and video below), we hope to put things in perspective with our market commentary… Continue reading Market Commentary for Q1: What Every Investor Needs to Know

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5 Ways to Quickly Catch Up on 401(k) Savings over Age 40

If you’re wanting to catch up on 401(k) savings and are over the age of 40, it may seem overwhelming when you think about how you’re going to do it. Fret not. With proper planning, informed action, and determination, it is still possible to catch up and enjoy a comfortable retirement.  Just follow these 5… Continue reading 5 Ways to Quickly Catch Up on 401(k) Savings over Age 40